Thank you so much for taking the time to visit this blog in hopes of finding what you are looking for.
I decided to start this blog to help educate people on debt in general. Posts will range from credit card debt, mortgages, student loans, secured vs unsecured, public vs private, debt relief programs, etc.
My ultimate goal here is to share my experiences with debt as well as ideas of how you can gain financial stability. It sucks being stuck in life financially regardless of your situation, background, education, etc.
It is impossible these days to get ahead in life while living paycheck to paycheck. If the financial struggle is all you think about then you are not alone.
A lot of us lose sleep at night worrying about money and how to make more. When will my life change financially so I can afford that new car or go on vacation? Once again, you are not alone in thinking these thoughts. You deserve to live life the way you want. It comes down to mindset and self-discipline.
Facing Reality
Being in debt can be overwhelming for the majority of us but will become easier to manage depending on your knowledge of how to do so. For example, making payments on multiple credit cards seems quite burdensome. Let’s face it, you have multiple credit cards along with different interest rates. So what can be done to manage this scenario?
One easy way to begin managing credit card debt is by considering consolidation. Consolidation takes your multiple credit card payments and converts them into one payment. This payment may generally be lower along with a lower APR.
Even though you still have the debt, you now are one step closer to managing it. Instead of multiple payments, you now can focus on the one, that may be much lower than combining all of your current payments individually.
Most posts will be of this nature with me trying to cover a topic and compare any life experiences I have had. I am very interested in debt relief as a topic and am continually adapting to make sure my finances are properly managed. For more information, consider visiting the about page. Thank you for your interest in DebtReliefSensei.com!
Featured Image Courtesy of Free Stock photos by Vecteezy