Category: Financial Literacy & Money Management
Articles related to financial literacy and money management.
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Getting Paid for Your Value, Not Just Your Time
When working at a company you get paid whatever they see your value. This value is usually at a minimum pay, required by the government, otherwise, they would probably pay you less. Working for a company and doing the work of two people should entitle you to be paid double, but it never works that… Read more
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Stop Being Weird With Money
Many people are too close to their money and refuse to talk about how much they make, especially what they do with it. This type of behavior leads to people being weird with money. They never want their friends or family to know how much they make because of this obsessive need to have the… Read more
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Beyond the Mortgage: Discovering New Paths to Your Dream Home
Obtaining a mortgage can be an absolute nightmare if you do not have your finances in order. The idea of getting a mortgage can be rather easy provided you have a two-year history of working, a good credit score, and saved enough for a down payment. The problem is that not everybody has these things… Read more
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The Importance of Saving Money in a World of Inflation
The importance of saving money is more valuable than it ever has been. With inflation, everything is much more expensive than a few years ago. People who are financially struggling as is, find it even more impossible to live day-to-day, let alone save for a future. Remember when you could grab a coffee and a… Read more
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The Value of Student Loans: What You Need to Know
The pursuit of higher education is an ideology that society seems to think everybody should do. During high school years, counselors or parents will start asking you about college. The problem is that too many people feel pressured to continue their education to obtain a better career. These days, most companies hire based on incentive… Read more
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Nip it in the Budget: How to Resist Spending
We all find it hard to be responsible with our money because most of us really do not know what to do with it. We get a paycheck and immediately buy whatever our heart desires as opposed to doing the right thing and saving it. People in countries aside from America always save a certain… Read more
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Money Priorities: How to Turn Irrational Spending into Savings
There are many ways to prioritize your money and how it is spent. Keep in mind that priorities vary from person to person. Most people want enough money in their savings accounts to feel comfortable retiring. Meanwhile, others have the attitude that they only live once so why not large? The problem with living large… Read more
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Financial Rewards Programs: How to Unlock Hidden Cash
While swiping your credit card may seem like a simple way to pay, it can unlock a world of benefits in the realm of finance. Most banks, credit cards, and other financial institutions offer enticing rewards programs that transform everyday spending into valuable perks. These programs range from earning cash back on groceries to luxurious… Read more
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Mortgages Made Easy: How to Apply & What to Expect
Mortgages can be terrifying just by the simple mention of it. Most people rent because they find it easier, more convenient, move a lot, etc., but never realize how much of that rent money could go toward owning their own home. The desire for a place to call your own is a powerful one. Owning… Read more
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Financial Success Tips: How to Use Money with Confidence
The measurement of financial success is often a misconception wherein the more you have, the more successful you are. However, this concept truly comes down to your financial goals and how you live your life. For example, consider the lifestyle often depicted as the “high life.” This prioritizes luxury, material possessions, and experiences. Finances normally… Read more