Category: Financial Literacy & Money Management
Articles related to financial literacy and money management.
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Easy Steps for Becoming Debt-Free
Living without debt is a dream many of us have, especially when we find it hard to advance in life financially. We see living with debt as a burden and it can put a damper on us in so many ways. From mental issues and emotional problems, living with debt needs to be dealt with… Read more
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Living With Debt: How to Become Financially Literate
Living with debt can be the most overwhelming thing in your life and may cause a mess of problems. There is so much pressure from society always telling you that living without debt will lead to pure happiness. While that may be true on some level, most people find happiness regardless of debt. If you… Read more
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How to Use Credit Cards to Build Good Credit
Everybody is quite familiar with credit cards whether they use them or not. Most will use a credit card to make unnecessary purchases and not truly understand why to use a credit card. Early in life, it may be fun and tempting to sign up for a credit card and start buying your favorite things.… Read more
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How to Deal With Debt Collectors – Know Your Rights
Dealing with debt collectors may be extremely stressful, especially when you have no idea how to deal with them yourself. Lawyer fees to deal with debt collectors will add up quickly and pile on even more debt for you to pay. Feeling trapped and hopeless can sometimes be a part of it but there are… Read more
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How to Change Your Relationship With Money
Money comes and goes, but your relationship with it can all be determined by having a positive outlook. Most of us see money as income and expenses. The problem is that there is much more to that. Learning how to change your relationship with money is important, especially when you have a low income. A… Read more
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How to Retire Early – The FIRE Movement
Thinking about retiring at an early age seems like an impossible thought. However, today there is an entire movement dedicated to retiring early. This movement is called the FIRE movement. The FIRE movement, or the Financial Independence Retire Early movement, is becoming increasingly popular. Retiring before you are 55 is the ultimate goal and it… Read more
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The 5 Most Common Loan Types & What You Should Know
Borrowing money to enhance and progress in life is a necessity. Most of us do not have the luxury to pay cash for large purchases and therefore, must get a loan. Individuals may be able to get a loan easily, but some may need a co-signer. A co-signer is responsible if you stop making payments.… Read more
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Practical Guidelines for Financial Stability
Financial stability is meeting your current and future financial obligations without experiencing financial hardship. This means always having enough money to cover your essential expenses. Expenses cover housing, food, transportation, and healthcare, as well as having money saved for unexpected expenses. Finances define us as individuals and can be an extremely sensitive topic to most.… Read more
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The Great Feeling of Debt Relief
Ever been stressed out about something, like debt, so bad that it consumes your every thought? For example, you may lose sleep thinking about a doctor’s visit coming up, a job interview, going to court, etc. Now imagine that feeling of relief once said task is completed. It is as if a huge weight has been lifted and you… Read more