Category: Financial Literacy & Money Management
Articles related to financial literacy and money management.
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How to Use Credit Cards to Build Good Credit
Everybody is quite familiar with credit cards whether they use them or not. Most will use a credit card to make unnecessary purchases and not truly understand why to use a credit card. Early in life, it may be fun and tempting to sign up for a credit card and start buying your favorite things.… Read more
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How to Deal With Debt Collectors – Know Your Rights
Dealing with debt collectors may be extremely stressful, especially when you have no idea how to deal with them yourself. Lawyer fees to deal with debt collectors will add up quickly and pile on even more debt for you to pay. Feeling trapped and hopeless can sometimes be a part of it but there are… Read more
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How to Change Your Relationship With Money
Money comes and money goes, but your relationship with it can all be determined by having a positive outlook. Most of us see money as income and expenses. The problem is that there is much more to that. Learning about what to do with money is important especially when you have a low income. A… Read more
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How to Retire Early – The FIRE Movement
Thinking about retiring at an early age seems like an impossible thought. However, today there is an entire movement dedicated to retiring early. This movement is called the FIRE movement. The FIRE movement, or the Financial Independence Retire Early movement, is becoming increasingly popular. Retiring before you are 55 is the ultimate goal and it… Read more
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The 5 Most Common Loan Types & What You Should Know
Borrowing money to enhance and progress in life is a necessity. Most of us do not have the luxury to pay cash for large purchases and therefore, must get a loan. Individuals may be able to get a loan easily, but some may need a co-signer. A co-signer is responsible if you stop making payments.… Read more
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Practical Guidelines for Financial Stability
Being financially stable is meeting your current and future financial obligations without experiencing financial hardship. This means always having enough money to cover your essential expenses. Expenses cover housing, food, transportation, and healthcare, as well as having money saved for unexpected expenses. Finances define us as individuals and can be an extremely sensitive topic to… Read more
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The Great Feeling of Debt Relief
Ever been stressed out about something so bad that it consumes your every thought? For example, you may lose sleep thinking about a doctor’s visit coming up, a job interview, going to court, etc. Now imagine that feeling of relief once said task is completed. It is as if a huge weight has been lifted and you ask yourself… Read more