Category: Financial Literacy
Articles about financial literacy, money management, proper credit card use, mortgages, student loans, and much more.
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The Importance of Saving Money in a World of Inflation
The importance of saving money is more valuable than it ever has been. With inflation, everything is much more expensive than a few years ago. People who are financially struggling as is, find it even more impossible to live day-to-day, let alone save for a future. Remember when you could grab a coffee and a… Read more
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The Value of Student Loans: What You Need to Know
The pursuit of higher education is an ideology that society seems to think everybody should do. During high school years, counselors or parents will start asking you about college. The problem is that too many people feel pressured to continue their education to obtain a better career. These days, most companies hire based on incentive… Read more
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Nip it in the Budget: How to Resist Spending
We all find it hard to be responsible with our money because most of us really do not know what to do with it. We get a paycheck and immediately buy whatever our heart desires as opposed to doing the right thing and saving it. People in countries aside from America always save a certain… Read more
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Money Priorities: How to Turn Irrational Spending into Savings
There are many ways to prioritize your money and how it is spent. Keep in mind that priorities vary from person to person. Most people want enough money in their savings accounts to feel comfortable retiring. Meanwhile, others have the attitude that they only live once so why not large? The problem with living large… Read more
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Financial Rewards Programs: How to Unlock Hidden Cash
While swiping your credit card may seem like a simple way to pay, it can unlock a world of benefits in the realm of finance. Most banks, credit cards, and other financial institutions offer enticing rewards programs that transform everyday spending into valuable perks. These programs range from earning cash back on groceries to luxurious… Read more
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Mortgages Made Easy: How to Apply & What to Expect
Mortgages can be terrifying just by the simple mention of it. Most people rent because they find it easier, more convenient, move a lot, etc., but never realize how much of that rent money could go toward owning their own home. The desire for a place to call your own is a powerful one. Owning… Read more
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Financial Success Tips: How to Use Money with Confidence
The measurement of financial success is often a misconception wherein the more you have, the more successful you are. However, this concept truly comes down to your financial goals and how you live your life. For example, consider the lifestyle often depicted as the “high life.” This prioritizes luxury, material possessions, and experiences. Finances normally… Read more
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Easy Money Moves for Everyday Life
Financial literacy is the ability to manage money effectively, yet this fundamental life skill remains shrouded in mystery to most. Imagine holding the key to unlock a treasure chest overflowing with financial security and freedom. Financial literacy empowers you to do just that. It equips you with the knowledge and tools to make informed choices… Read more
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Debt Detective: Uncover the Truth About Debt-Relief Programs
Debt, a universal term in the world of today, holds the potential to both empower and entrap individuals. While access to credit can facilitate essential purchases or investments, its mismanagement can lead to a suffocating burden. In this ideal scenario, debt relief programs emerge as a potential solution, offering a path toward financial freedom. This… Read more
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Making Money Fun: How to Embrace Financial Freedom
Money should not be a source of stress yet, it constantly eats away at our lives distracting us from everything else. We as a society tend to put too much pressure on having a high income and making it seem like that is all that matters. It is said that money often occupies a central… Read more
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How to Avoid Common Financial Pitfalls: Lessons in Money Management
At an early age, most people are taught all the wrong ways of how to use money. Many are told to use their hard-earned income to pay for all expenses. This may make sense to most, however the majority is unaware of a term called assets. Assets are essentially anything of value that you own… Read more
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Love on the Balance Sheet: How Debt Can Wreck Your Romantic Life
Debt can significantly impact relationships, entangling itself in the core of partnerships in various ways. Financial stress stemming from debt can weaken even the strongest connections, creating tensions and challenges that permeate different aspects of a relationship. People who spend money freely and those who are careful suddenly find themselves in conflict arguing about finances.… Read more
