Category: Financial Literacy
Articles about financial literacy, money management, proper credit card use, mortgages, student loans, and much more.
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Making Money Fun: How to Embrace Financial Freedom
Money should not be a source of stress yet, it constantly eats away at our lives distracting us from everything else. We as a society tend to put too much pressure on having a high income and making it seem like that is all that matters. It is said that money often occupies a central… Read more
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How to Avoid Common Financial Pitfalls: Lessons in Money Management
At an early age, most people are taught all the wrong ways of how to use money. Many are told to use their hard-earned income to pay for all expenses. This may make sense to most, however the majority is unaware of a term called assets. Assets are essentially anything of value that you own… Read more
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Love on the Balance Sheet: How Debt Can Wreck Your Romantic Life
Debt can significantly impact relationships, entangling itself in the core of partnerships in various ways. Financial stress stemming from debt can weaken even the strongest connections, creating tensions and challenges that permeate different aspects of a relationship. People who spend money freely and those who are careful suddenly find themselves in conflict arguing about finances.… Read more
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Helpful Ways To Eliminate Debt
Finding ways to eliminate debt can be nearly impossible if you do not concentrate your finances properly. Some debt accounts should be paid off quicker so that you can focus more on larger debt. It is easy to become overwhelmed with bills coming at you every minute. This is why learning a few tricks about… Read more
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Most Common Investment Types People Love to Use
The game of money often seems simple to those just starting out in the workforce. We as people understand the idea of getting paid per hour and having the government take out taxes for roads, infrastructure, military, etc. That seems fair however, taxes are so high it can be impossible to progress financially in life.… Read more
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How You Can Make Money: 3 Different Income Types
Becoming debt-free can be painstaking and achieved way too late in life provided you only know about one form of income. Sadly, it is true that most people work hourly, have their government take a huge chunk, and keep the small remainder for expenses. Living this way makes it much harder to progress in life… Read more
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Easy Steps for Becoming Debt-Free
Becoming debt-free and living without debt is a dream many of us have, especially when we find it hard to advance in life financially. We see living with debt as a burden and it can put a damper on us in so many ways. From mental issues and emotional problems, living with debt needs to… Read more
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Living With Debt: How to Become Financially Literate
Living with debt can be the most overwhelming thing in your life and may cause a mess of problems. There is so much pressure from society always telling you that living without debt will lead to pure happiness. While that may be true on some level, most people find happiness regardless of debt. If you… Read more
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How to Use Credit Cards to Build Good Credit
Everybody is quite familiar with credit cards whether they use them or not. Most will use a credit card to make unnecessary purchases and not truly understand why to use a credit card. Early in life, it may be fun and tempting to sign up for a credit card and start buying your favorite things.… Read more
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How to Deal With Debt Collectors – Know Your Rights
Dealing with debt collectors may be extremely stressful, especially when you have no idea how to deal with them yourself. Lawyer fees to deal with debt collectors will add up quickly and pile on even more debt for you to pay. Feeling trapped and hopeless can sometimes be a part of it but there are… Read more
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How to Change Your Relationship With Money
Money comes and goes, but your relationship with it can all be determined by having a positive outlook. Most of us see money as income and expenses. The problem is that there is much more to that. Learning how to change your relationship with money is important, especially when you have a low income. A… Read more
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How to Retire Early – The FIRE Movement
Thinking about retiring at an early age seems like an impossible thought. However, today there is an entire movement dedicated to retiring early. This movement is called the FIRE movement. The FIRE movement, or the Financial Independence Retire Early movement, is becoming increasingly popular. Retiring before you are 55 is the ultimate goal and it… Read more