Debt Relief Sensei

Free financial calculators and money management tips from a fellow enthusiast.

Privacy Policy

Last Updated: April 11th, 2025

This Privacy Policy describes how Debt Relief Sensei (the “Blog,” “we,” “us,” or “our”) collects, uses, and shares personal information of users (“you” or “users”) who visit our website debtreliefsensei.com (the “Site”). This policy also specifically addresses our use of Google AdSense for advertising.

  1. Information We Collect

    We may collect the following types of information:

    *Log Files: Like many other websites, debtreliefsensei.com makes use of log files. These files typically include information such as internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. This information is used to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. This data is generally not linked to personally identifiable information.

    *Cookies and Web Beacons: debtreliefsensei.com uses cookies (small text files placed on your device) and web beacons (small electronic files) to store information about visitors’ preferences, to record user-specific information on which pages the site visitor accesses or visits, and to personalize or customize our web page content based upon visitors’ browser type or other information that the visitor sends via their browser.

    *Google AdSense and Third-Party Advertisers: We use Google AdSense, a third-party advertising service, to display advertisements on our Site. Google and other third-party vendors may use cookies, web beacons, and similar technologies to collect or receive information from your website and elsewhere on the internet and use that information to provide measurement services and target ads.

    *Google’s Use of Cookies: Google uses cookies, including the DoubleClick cookie, to serve ads based on a user’s prior visits to our website or other websites.

    *DoubleClick Cookie: The DoubleClick cookie is used by Google and its partners to serve ads to users based on their visit to debtreliefsensei.com and/or other sites on the Internet. Users may opt out of the use of the DoubleClick cookie for interest-based advertising by visiting [https://adssettings.google.com/authenticated](https://adssettings.google.com/authenticated).

    *Third-Party Vendor Cookies: Other third-party vendors may also use cookies to serve ads on our site. You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices.

    *Opt-out Options: Users can generally opt-out of receiving personalized ads from third-party advertisers who are members of the Network Advertising Initiative (NAI) or who follow the Digital Advertising Alliance’s (DAA) Self-Regulatory Principles for Online Behavioral Advertising. Please visit their respective websites ([http://optout.networkadvertising.org/](http://optout.networkadvertising.org/) or [http://optout.aboutads.info/](http://optout.aboutads.info/)) for more information and opt-out options.

    *Information Collected by AdSense: Google may collect information such as your IP address, browser type, operating system, language preferences, referring URLs, date and time of visits, pages viewed, and information about your interactions with the advertisements.

    *Personal Information You Provide Voluntarily: We may collect personal information that you voluntarily provide to us, such as your name, email address, when you subscribe to our newsletter, leave comments, or contact us through our contact form.

    1. How We Use Your Information

    We may use the information we collect for the following purposes:

    * To operate and maintain our Site, debtreliefsensei.com. * To personalize your experience on our Site. * To analyze website usage and trends to improve our content and services related to debt relief. * To display advertisements through Google AdSense and other third-party advertisers. * To understand the effectiveness of the advertisements we serve. * To communicate with you, such as to respond to your inquiries or send you newsletters (if you have subscribed) related to debt relief and financial topics. * To prevent fraud and protect the security of our Site.

    1. Sharing Your Information

    We may share your information with third parties in the following circumstances:

    *Google AdSense and Advertising Partners: As described above, Google and other third-party advertising partners may collect and use information to serve ads.

    *Service Providers: We may use third-party service providers to help us operate our Site, such as hosting providers, email marketing services, and analytics providers. These providers will have access to your information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

    *Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).

    *Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information.

    1. Cookies and Third-Party Advertisers (More Detail)
      • Types of Cookies: We may use session cookies (which expire when you close your browser) and persistent cookies (which remain on your device for a longer period).
      • Purpose of Cookies: These cookies are used for various purposes, including enabling certain functions of the Site, providing analytics, storing your preferences, and enabling ad delivery.
      • Third-Party Cookies: Google and other ad networks may use cookies to track your browsing activity across different websites to show you targeted advertisements. They may also use cookies to measure the effectiveness of their ads and to personalize the advertising content you see.
    2. Your Choices and Rights
      • Opt-out of Personalized Ads: You can control the ads you see on Google services and opt-out of personalized advertising by visiting Google’s Ad Settings: https://adssettings.google.com/authenticated.
      • Managing Cookies: You can control and manage cookies in your browser settings. You can choose to disable cookies or receive a notification each time a cookie is being sent. Please note that disabling cookies may affect your experience on debtreliefsensei.com and other websites.
      • Access, Correction, and Deletion: Depending on your location, you may have certain rights regarding your personal information, such as the right to access, correct, or delete your personal information. Please contact us if you wish to exercise these rights.
      • Do Not Track: We do not currently respond to “Do Not Track” signals from browsers.
    3. Data Security

    We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or method of electronic storage is completely secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

    1. Children’s Privacy

    Debtreliefsensei.com is not intended for children under the age of 13. We do not knowingly collect personal information from children under this age. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us immediately, and we will take steps to remove that information from our systems.

    1. Links to Other Websites

    Our Site, debtreliefsensei.com, may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that third party’s website. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. We strongly advise you to review the Privacy Policy of every site you visit.

    1. Changes to This Privacy Policy

    We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. We will also update the “Last Updated” date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Your continued use of debtreliefsensei.com after we post any modifications to the Privacy Policy will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy.

    1. Contact Us

    If you have any questions or concerns about this Privacy Policy, please contact at:

    [email protected]