Tag: financial literacy
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Getting Paid for Your Value, Not Just Your Time
When working at a company you get paid whatever they see your value. This value is usually at a minimum pay, required by the government, otherwise, they would probably pay you less. Working for a company and doing the work of two people should entitle you to be paid double, but it never works that… Read more
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The Importance of Saving Money in a World of Inflation
The importance of saving money is more valuable than it ever has been. With inflation, everything is much more expensive than a few years ago. People who are financially struggling as is, find it even more impossible to live day-to-day, let alone save for a future. Remember when you could grab a coffee and a… Read more
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The Value of Student Loans: What You Need to Know
The pursuit of higher education is an ideology that society seems to think everybody should do. During high school years, counselors or parents will start asking you about college. The problem is that too many people feel pressured to continue their education to obtain a better career. These days, most companies hire based on incentive… Read more
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Nip it in the Budget: How to Resist Spending
We all find it hard to be responsible with our money because most of us really do not know what to do with it. We get a paycheck and immediately buy whatever our heart desires as opposed to doing the right thing and saving it. People in countries aside from America always save a certain… Read more
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Money Priorities: How to Turn Irrational Spending into Savings
There are many ways to prioritize your money and how it is spent. Keep in mind that priorities vary from person to person. Most people want enough money in their savings accounts to feel comfortable retiring. Meanwhile, others have the attitude that they only live once so why not large? The problem with living large… Read more
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Mortgages Made Easy: How to Apply & What to Expect
Mortgages can be terrifying just by the simple mention of it. Most people rent because they find it easier, more convenient, move a lot, etc., but never realize how much of that rent money could go toward owning their own home. The desire for a place to call your own is a powerful one. Owning… Read more
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Financial Success Tips: How to Use Money with Confidence
The measurement of financial success is often a misconception wherein the more you have, the more successful you are. However, this concept truly comes down to your financial goals and how you live your life. For example, consider the lifestyle often depicted as the “high life.” This prioritizes luxury, material possessions, and experiences. Finances normally… Read more
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Easy Money Moves for Everyday Life
Financial literacy is the ability to manage money effectively, yet this fundamental life skill remains shrouded in mystery to most. Imagine holding the key to unlock a treasure chest overflowing with financial security and freedom. Financial literacy empowers you to do just that. It equips you with the knowledge and tools to make informed choices… Read more
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Debt Detective: Uncover the Truth About Debt-Relief Programs
Debt, a universal term in the world of today, holds the potential to both empower and entrap individuals. While access to credit can facilitate essential purchases or investments, its mismanagement can lead to a suffocating burden. In this ideal scenario, debt relief programs emerge as a potential solution, offering a path toward financial freedom. This… Read more
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Living With Debt: How to Become Financially Literate
Living with debt can be the most overwhelming thing in your life and may cause a mess of problems. There is so much pressure from society always telling you that living without debt will lead to pure happiness. While that may be true on some level, most people find happiness regardless of debt. If you… Read more